Negotiating Time to Pay (TTP) with HMRC

A Time to Pay (TTP) arrangement is a formal agreement with HMRC to spread your tax arrears over a set period, typically 6 to 12 months.

Why HMRC Rejects TTP Requests

Many directors try to negotiate TTPs themselves and fail. Common reasons include:

• Asking for too long (over 12 months without strong evidence).
• Failing to file all returns up to date.
• Proposing a plan that leaves no headroom for current tax liabilities.

How We Can Help

We speak HMRC’s language. We prepare a proposal that demonstrates viability, showing cash flow forecasts that prove you can service the debt and pay future taxes on time. This professional approach significantly increases acceptance rates.